Alternative Health Insurance

We've redefined healthcare with innovative, ACA-compliant solutions that improve access to quality care and cost-containment.

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Tres Health Solutions

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Preventive Health Plans (MEC)
ACA-compliant, affordable MEC plan options to help employees obtain the preventive and wellness care they need.
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Alternative Health Plans (MVP)
Our market-leading, healthcare coverage helps employers avoid ACA penalties through our MVP equivalent alternative to major medical.
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Gap Insurance
Supplemental insurance helps employees cover out-of-pocket expenses such as deductibles, coinsurance, and most co-pays.
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What You Can Expect

Low Participation & Quick to Enroll
Our alternative health insurance products help employers avoid ACA penalties with affordable, quick-to-enroll solutions that offer employer contribution flexibility and low participation requirements.
National Coverage
We know how cumbersome it can be to maintain state-to-state plan changes, and we work to make our plans, and our administration, as easy as possible no matter where your group is across the U.S.
Easy Plan Administration
With a 48-hour turn-around time, integrating Tres is easy! Plus, our digital portals help you keep track of your plan, and help members keep track of their claim statuses, deductible amounts, and more.